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Annual Enrollment Period October 15th - December 7th!

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Medicare Plans

Affordable Medicare Supplement and Medicare Advantage Plans available in Michigan.

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Dental Plans

We offer all of the top rated dental insurance and discount dental plans in Michigan.

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Senior Life Insurance

Protect your family's finances should something happen with affordable life insurance.

Hospital Indemnity Insurance

Hospital Indemnity

Additional coverage together with your Medicare plan to help pay for out-of-pocket costs.

Turning 65 and ready for Medicare?

Medicare Quotes in Michigan can help with the entire process from start to finish. Call us today!

Contact us here for a 2025 Medicare Planning Guide

Affordable Medicare Plans

Different Parts of Medicare insurance

Medicare is the Federal health insurance program for people who are age 65 and older, certain young people with disabilities, and people with End-Stage Renal Disease, sometimes called ESRD.

Medicare Part A

Medicare Part A is the Hospital Insurance component of the federally administered Original Medicare program that provides coverage for inpatient hospital services, skilled nursing care, nursing home care, hospice, and certain home health care. This is sometimes called "premium-free Part A". Most people get premium-free Part A.

Medicare Part B

Medicare Part B is the medical insurance component of the federally administrated Original Medicare program aimed at diagnosing or treating conditions in an outpatient setting such as a doctor's office or outpatient surgery center, preventative services, and things like durable medical equipment and limited out patient drugs.

Medicare Part C

Medicare Part C is also known as Medicare Advantage plans or MA. They offer Part A and Part B benefits through a private health insurance plan approved by Medicare. These plans may include additional coverage such as prescription drug coverage, dental coverage, or health and wellness programs. Many Medicare Advantage plans may be offered for $0 monthly premium.

Medicare Part D

Medicare Part D plans, also known as Prescription Drug Plans (PDP), are stand-alone prescription drug plans that offer coverage for medication costs. They too are offered through private insurance companies contracted with Medicare.

Zero premium Medicare advantage

Medicare Supplement

Medicare Supplements, sometimes called Medigap and MedSupp, are plans that help cover health-care costs that Original Medicare does not cover, including deductibles, copayments, coinsurance, and other out-of-pocket costs.

Helpful Info for Medicare Insurance

When applying for Medicare, it can be a bit confusing, intimidating, and down-right frustrating. But that's how Medicare Quotes in Michigan is "Making Medicare Easy"! See below how easy it can be to apply!

When to Apply for Medicare

Social Security Office

The Social Security office handles all Medicare applications for your Part A and Part B. There are several options you can choose from to apply such as online, in the mail, or in person at the Social Security office. We will go over the options in greater detail later. If you are turning 65 and aging into Medicare, you can apply as early as three (3) month prior ro your 65th birthday which keeps you ahead of the game allowing plenty of time to get your new Medicare card before your birthday.

Medicare Enrollment Period

How to Apply for Medicare

1) Apply online for Medicare

Affordable Medicare In Michigan

Social Security has an online application that is very quick and can be completed in just minutes. Visit the Social Security website, link below, and follow the online directions on applying for Medicare. Remember that you do not have to be receiving income benefits to apply for Medicare.

To apply for Medicare & Social Security Benefits together visit: www.ssa.gov/benefits/retirement

To apply for just Medicare please visit: www.ssa.gov/planners/retire/justmedicare.html

Applying online for your Medicare benefits is the easiest and quickest way to obtain your coverage. However, should you run into problems online due to incorrect information, you may be required to call them or visit a local office. Click here to see the CMS catalog.

2) Apply for Medicare by Telephone

Senior calling Medicare

Applying by telephone can be very easy, as well. You may contact the Social Security office at 1-800-772-1213 and the let the social security representative know you would like to apply for Medicare by phone. Depending on the time of year, call volume may be significant. If so, they will schedule a call back and take your information over the phone then.

The downside to applying over the phone is that they will require you to sign the completed forms that will be mailed to you. This can cause delays in getting your Medicare in place. Click here to see the CMS catalog.

3) Apply for Medicare in Person

Senior Plans

You may feel more comfortable applying for Medicare in person at a Social Security office. This option is most favored if you are turning age 65 soon and need your Medicare in place quickly. To find a Social Security office near you visit: www.ssa.gov/locator.

Please make sure to ask for a printout showing proof that you have applied for Part A and Part B so that you may be able to move forward with your Medicare Quotes in Michigan representative for your Medicare Advantage or Medicare Supplemental insurance and Medicare Part D prescription coverage. Click here to see the CMS catalog.

Not sure what you need? Call us or email us now!

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Important Legal Information

ATTENTION: Medicare has neither reviewed nor endorsed the information in this website. Kettler Financial Group, LLC and Medicare Quotes in Michigan are not connected with or endorsed by the U.S. government or the Centers for Medicare & Medicaid Services.

This is a proprietary website and is not associated, endorsed, or authorized by the Social Security Administration, the Department of Health and Human Services, or the Center for Medicare and Medicaid Services (CMS). This site contains decision-support content and information about Medicare, services related to Medicare, and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov.

We may not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Currently we represent 12 organizations which offer 5-10 products in your area. For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week or consult www.medicare.gov. or your local State Health Insurance Program (SHIP) to get information on all of your options.

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