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Medicare is the federal health insurance program for people who are age 65 and older, certain young people with disabilities, and people with End-Stage Renal Disease, sometimes called ERSD.
When applying for Medicare it can be a bit confusing, intimidating, and down-right frustrating. But that’s how Medicare Quotes in Michigan is “Making Medicare Easy”! See below how easy it can be to apply for Medicare!
The Social Security office handles all Medicare applications for your Part A and Part B. There are several options you can chose from to apply such as online, in the mail, or in person at the Social Security Office. We will go over those in greater detail later. If you are turning age 65 and aging into Medicare, you can apply as early as three (3) months prior to your 65th birthday which keeps you ahead of the game allowing plenty of time to get your new Medicare Card before your birthday.
This Medicare time period is call the Initial Enrollment Period (IEP) to enroll into Part A and Part B. Medicare is a separate application than Social Security income benefits application. Any person turning age 65 may apply for Medicare even if they are not ready to take their income benefits yet. By enrolling in your IEP you avoid any late penalties and there are no pre-existing waiting periods, as well. Click here to see the 2022 CMS Catalog.
Social Security has an online application that is very quick and can be completed in just minutes. Visit the Social Security website, link here, and follow the online directions on applying for Medicare. Remember that you do not have to be receiving income benefits to apply for Medicare.
To apply for Medicare and Social Security benefits together please visit: www.ssa.gov/benefits/retirement
To Apply for just Medicare please visit: www.ssa.gov/planners/retire/justmedicare.html
Applying online for your Medicare benefits is the easiest and quickest way to obtain your coverage. However, should you run into problems online due to incorrect information you may be required to call them or visit a local office. Click Here to see the 2022 CMS Catalog.
Applying by telephone can be very easy , as well. You may contact the Social Security office at 1-800-772-1213 and let the Social Security representative know you would like to apply for Medicare by phone. Depending on the time of year, call volume may be significant. If so, they will schedule a call back and take your information over the phone then.
The downside to applying over the phone is that they will require you to sign the completed forms that will be mailed to you. This can cause delays in getting your Medicare in place. Click Here to see the 2022 CMS Catalog.
You may feel more comfortable applying for Medicare in person at a local Social Security office. This option is most favored if you are turning age 65 very soon and need your Medicare in place quickly. To find a Social Security office near you visit: www.ssa.gov/locator
Please make sure to ask for a printout showing proof that you have applied for Part A and Part B so that you may be able to move forward with your Medicare Quotes in Michigan representative for your Medicare Advantage or Supplemental Insurance and Medicare Part D prescription drug coverage. Click Here to see the 2022 CMS Catalog.
Once you have your Medicare Part A and Part B in place you may opt to look at a Medicare Supplement or a Medicare Advantage plan. If you choose a Medicare Advantage plan, also known as Medicare Part C, this basically replaces Part A and Part B with benefits through a private insurer. These plans can include coverage for prescription drugs, dental coverage, and health and wellness.
A Medicare Supplement plan is coverage in addition to Part A and Part B typically covering your expenses beyond what Part A and Part B doesn’t cover with partially or in all. A separate Medicare Part D drug plan can also be added at your Initial Enrollment Period (IEP) or during the Annual Enrollment Period (AEP).
Our company, Medicare Quotes in Michigan, will help you determine which program best fits your needs both medically and financially. We offer many different options and health insurance carriers giving you the best selection and service from start to finish. We are Making Medicare Easy! Click Here to see the 2022 CMS Catalog.
Ready to apply for a Medicare Advantage plan now? Click the button below to apply online for a HAP Senior Plus Medicare Advantage Plan. Should you have any questions please call us at 248.214.3570.
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