Medicare Part A

Medicare Part A is the hospital insurance component of the federally administered Original Medicare program that provides coverage for inpatient hospital services, skilled nursing care, nursing home care, hospice, and certain home health care.

Medicare Part B

Medicare Part B is the medical insurance component of the federally administrated Original Medicare program aimed at diagnosing or treating conditions in an outpatient setting such as a doctor’s office or outpatient surgery center, preventative services, and things like durable medical equipment and limited outpatient drugs.

Medicare Part C

Medicare Part C is also known as Medicare Advantage plans or MA. They offer Part A and Part B benefits through a private health insurance plan approved by Medicare. These plans may include additional coverage such as prescription drug coverage, dental coverage, or health and wellness programs.

Medicare Part D

Medicare part D plans, also known as Prescription Drug Plans (PDPs), are stand-alone prescription drug plans that offer coverage for medication costs. They too are offered through private insurance companies contracted with Medicare.

Medicare Supplement

Medicare Supplements, sometimes called Medigap and MedSupp, are plans that help cover health-care costs that Original Medicare does not cover, including deductibles, copayments, coinsurance, and other out-of-pocket costs.

Affordable Medicare Health Insurance

We offer all of the top rated Medicare Supplement and Medicare Advantage plans available in Michigan. If you are over the age of 65, and paying too much for your Medicare Health Insurance, then you need to contact for a FREE, no obligation, quote.

Affordable Dental Insurance

We offer all of the top rated dental insurance and discount dental carriers available in Michigan. Give us a call for a FREE, no obligation, quote.

Affordable Life Insurance

Just because you turn 65 doesn’t mean you don’t need Life Insurance! We offer all types of Affordable Life Insurance, Term Life, Whole Life, Universal Life, Burial Policies, Final Expense and Critical Illness plans. Don’t be financial burden on your family should something happen to you. Get Affordable Life Insurance Today!

What Can I do During the 2019 Medicare Open Enrollment Period?

-Change from Original Medicare to Medicare Advantage, or vice versa

-Choose a different Medicare Advantage plan

-Make changes to your current Medicare Part D coverage

-Apply for Medicare Part D, although a late enrollment penalty may apply

What Can't I do During the 2019 Medicare Open Enrollment Period?

-Enroll in Medicare Part B without a qualifying medical event

-Apply for Medicare Advantage Plans that are not in your geographic region

-Make changes between your Medicare plans without answering medical questions